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Bitfinex vs Crypto.com
Compare rates, fees, access, and key features side by side.
Bitfinex
Quick takeBitfinex provides two separate ways to earn: proof-of-stake rewards and peer-to-peer funding for margin traders. Funding gives customers con...
Score3.9Our editors score every platform independently. Partnerships never influence the rating.
VS
Crypto.com
Quick takeCrypto.com offers several earning routes inside a broad trading and payments app, but the product menu requires careful reading. Crypto Earn...
Score3.8Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
Bitfinex
Crypto.com
Founded
Bitfinex2012
Crypto.com2016
Headquarters
BitfinexBritish Virgin Islands
Crypto.comHong Kong
Availability
BitfinexWorldwide, excluding US
Crypto.comWorldwide, all US states except NY
Fees & Financial
Bonus
Bitfinex6% discount on fees
Crypto.comEarn up to $100 of CRO
Token
Bitfinex
Crypto.comCRO
Compounding
BitfinexNo
Crypto.comNo
Payouts
BitfinexWeekly
Crypto.comWeekly
Fees
BitfinexYes
Crypto.comYes
Lockup
Bitfinex
Crypto.comNone (flexible), 1 month, 3 months
Maker Fee
Bitfinex0.1
Crypto.com
Taker Fee
Bitfinex0.2
Crypto.com
Cryptocurrency Rates
BTC Rate
Bitfinex1.98%
Crypto.com0.2%
BTC Max
Bitfinex
Crypto.com
ETH Rate
Bitfinex
Crypto.com0.2%
ETH Max
Bitfinex3%
Crypto.com
Stablecoin Rate
Bitfinex
Crypto.com0.5%
Bitfinex
ReviewPros
- Peer-to-peer funding lets customers choose offered rates and terms.
- Lending Pro can automate funding offers within customer-set rules.
- Staking and lending are presented as separate products with different return sources.
Cons
- Bitfinex takes 15% of ordinary funding income.
- Funding adds borrower, collateral, and liquidation-system risk.
- The platform is unavailable to U.S. customers.
Crypto.com
ReviewPros
- Flexible, one-month, and three-month Crypto Earn terms are available for multiple assets.
- Earn Plus provides a separate stablecoin option without the ordinary tiered-reward quota.
- Rewards generally accrue daily and are distributed weekly.
Cons
- The best rates may require a higher Level Up tier and a 365-day CRO stake or lockup.
- Rates vary by asset, term, deposit tier, account level, and jurisdiction, making headline rates difficult to compare.
- Fixed-term funds are unavailable until maturity, and promotional Flash Rewards are not offered to U.S. residents.
