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Arch Lending is available for US customers.

Arch Lending Snapshot

Verified: March 29, 2026

NYC-based crypto-backed lending platform offering BTC, ETH, and SOL collateral loans with no credit checks.

Pros

  • Multi-asset collateral accepted (BTC, ETH, SOL)
  • No credit checks required

Cons

  • Loans only, no earn product

Arch Lending Rates

Loan Rates

APR
9.5-14%
LTV
Varies
Assets
BTC, ETH, SOL
Rates last verified: March 29, 2026

Rate Alerts

Get notified when Arch Lending and other rates change. Delivered monthly.

Arch Lending Review

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digital assets like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) as collateral.

Typical loan terms include:

  • Rates: starting around 9.5–12.5% APR
  • Loan-to-Value (LTV): up to 60% depending on the asset
  • Origination Fee: about 1.5%
  • Loan Terms: up to 24 months

Arch positions itself as a secure, U.S.-based lender focused on transparent, collateralized loans without rehypothecation of customer assets.

Arch Lending FAQ

Is Arch Lending available in the USA?

Yes, Arch Lending is available in the USA.

Does Arch Lending pay compound yield?

No, yield is not compounded at Arch Lending.

Does Arch Lending pay interest on Bitcoin?

No, Arch Lending does not currently pay interest on Bitcoin.

Does Arch Lending pay interest on Ethereum?

No, Arch Lending does not currently pay interest on Ethereum.

Does Arch Lending offer crypto loans?

Yes, Arch Lending offers crypto loans starting at 9.5-14% APR with up to Varies LTV.

When was Arch Lending founded?

Arch Lending was founded in 2022.

Where is Arch Lending headquartered?

Arch Lending is headquartered in New York, NY.

Where is Arch Lending available?

US

Compounds
No
Payouts
Varies
Withdraw Fees
Varies
Lockups
None
Founded
2022
Headquarters
New York, NY
Availability
US
Arch Lending
loans