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Highest Ethereum APY

Find the best APY for your ETH. Compare top verified platforms offering the most competitive Annual Percentage Yield on Ethereum today.

Finding the best Ethereum APY allows you to rapidly grow your crypto holdings. The average APY is currently 3.54%, but top platforms offer up to 15%.

APY Data updated: April 2026

All Ethereum APY Rates

29 Platforms Ranked
HEXN Ethereum APY
15%

ETH APY

HEXN

USA + Global

Fixed-rate and termed earn products with high APY.

Payouts: Weekly
Get 15% APY
ETH APY Verified
Lune Ethereum APY
14%

ETH APY

UP

Lune

USA + Global

Crypto exchange/swap platform with high-yield lending pools

Payouts: Daily
Get 14% APY
ETH APY Verified
CoinDepo Ethereum APY
12%

ETH APY

CoinDepo

USA + Global

High APYs on top coins with daily compounded payouts.

Payouts: Daily
Get 12% APY
ETH APY Verified
Nexo Ethereum APY
5%

ETH APY

DOWN

Nexo

USA + Global

Well-known crypto finance platform combining stablecoin rewards, lending, and borrowing in one account.

Payouts: Daily
Get 5% APY
ETH APY Verified
Clave Ethereum APY
4.5%

ETH APY

DOWN

Clave

USA + Global

Self-custodial smart wallet connecting DeFi yield with everyday payments and card spending.

Payouts: Varies
Get 4.5% APY
ETH APY Verified
EarnPark Ethereum APY
4%

ETH APY

EarnPark

Global

Earn platform offering multiple yield products and strategies across multiple coins.

Payouts: Daily
Get 4% APY
ETH APY Verified
YouHodler Ethereum APY
4%

ETH APY

UP

YouHodler

Global

YouHodler offers a flexible Yield Account that allows users to earn interest on select cryptocurrencies and stablecoins without lockups.

Payouts: Weekly
Get 4% APY
ETH APY Verified
Nebeus Ethereum APY
3.5%

ETH APY

STEADY

Nebeus

Global

European crypto finance platform with renting, staking, and loans across 25+ coins.

Payouts: Daily
Get 3.5% APY
ETH APY Verified
Robinhood Ethereum APY
3.15%

ETH APY

UP

Robinhood

USA + Global

Mainstream fintech app with 25M+ funded accounts offering ETH and SOL staking.

Payouts: Varies
Get 3.15% APY
ETH APY Verified
Tuyo Ethereum APY
3.13%

ETH APY

DOWN

Tuyo

USA + Global

Stablecoin-first app designed for earning, with a clean user experience and competitive rates.

Payouts: Varies
Get 3.13% APY
ETH APY Verified
Zengo Ethereum APY
3.09%

ETH APY

DOWN

Zengo

USA + Global

Non-custodial wallet with built-in staking and earn products.

Payouts: Daily
Get 3.09% APY
ETH APY Verified
Binance US Ethereum APY
3%

ETH APY

UP

Binance US

USA + Global

US arm of Binance offering ETH and SOL staking with weekly reward payouts.

Payouts: Weekly
Get 3% APY
ETH APY Verified
Cryptomus Ethereum APY
3%

ETH APY

Cryptomus

USA + Global

Vancouver-based platform with spot, P2P, and staking available in 200+ countries.

Payouts: Varies
Get 3% APY
ETH APY Verified
Gemini Ethereum APY
3%

ETH APY

STEADY

Gemini

USA + Global

O.G. crypto exchange focused on US with staking and earn programs for ETH and SOL.

Payouts: Varies
Get 3% APY
ETH APY Verified
OneKey Earn Ethereum APY
2.93%

ETH APY

OneKey Earn

USA + Global

Hardware wallet with integrated on-chain staking and DeFi earn features built directly into the app.

Payouts: Varies
Get 2.93% APY
ETH APY Verified
Coinmetro Ethereum APY
2.4%

ETH APY

Coinmetro

USA + Global

Regulated exchange with staking for BTC, ETH and XRP.

Payouts: End of term
Get 2.4% APY
ETH APY Verified
iTrustCapital Ethereum APY
2.25%

ETH APY

iTrustCapital

USA + Global

A leading alternative digital investment platform

Payouts: Monthly
Get 2.25% APY
ETH APY Verified
Kraken Ethereum APY
2.25%

ETH APY

STEADY

Kraken

USA + Global

Trusted US exchange offering stablecoin rewards, DeFi earn and on-chain staking.

Payouts: Weekly
Get 2.25% APY
ETH APY Verified
Bitcoin IRA Ethereum APY
2%

ETH APY

STEADY

Bitcoin IRA

USA + Global

Tax-advantaged IRA platform for BTC, ETH and SOL with staking and monthly payouts.

Payouts: Monthly
Get 2% APY
ETH APY Verified
Coinbase Ethereum APY
1.89%

ETH APY

DOWN

Coinbase

USA + Global

O.G. and mainstream crypto exchange for US customers.

Payouts: Varies
Get 1.89% APY
ETH APY Verified
Phemex Ethereum APY
1.5%

ETH APY

UP

Phemex

Global

A popular, worldwide crypto exchange offering exceptionally low trading fees.

Payouts: Varies
Get 1.5% APY
ETH APY Verified
Bitfinex Ethereum APY
1.45%

ETH APY

Bitfinex

Global

Long-running exchange offering P2P lending via Lending Pro and native staking products.

Payouts: Weekly
Get 1.45% APY
ETH APY Verified
CoinRabbit Ethereum APY
1.2%

ETH APY

STEADY

CoinRabbit

USA + Global

Simple crypto earn and loan platform with no KYC requirements.

Payouts: Daily
Get 1.2% APY
ETH APY Verified
Bitvavo Ethereum APY
1.01%

ETH APY

DOWN

Bitvavo

Global

EU-regulated exchange serving 1.5M+ users with lending and staking for BTC, ETH and SOL.

Payouts: Weekly
Get 1.01% APY
ETH APY Verified
Figure Markets Ethereum APY
1%

ETH APY

Figure Markets

USA + Global

Regulated crypto-backed loans and decentralized lending marketplace.

Payouts: Monthly
Get 1% APY
ETH APY Verified
Krak Ethereum APY
1%

ETH APY

DOWN

Krak

USA + Global

Simple earn/payment app by Kraken.

Payouts: Weekly
Get 1% APY
ETH APY Verified
Backpack Ethereum APY
0.86%

ETH APY

UP

Backpack

USA + Global

Regulated global exchange with dynamic lending rates on BTC, ETH and SOL.

Payouts: Varies
Get 0.86% APY
ETH APY Verified
WhiteBIT Ethereum APY
0.23%

ETH APY

DOWN

WhiteBIT

USA + Global

Crypto exchange with lending products for flexible yield on major coins and stablecoins.

Payouts: Varies
Get 0.23% APY
ETH APY Verified
Crypto.com Ethereum APY
0.2%

ETH APY

DOWN

Crypto.com

USA + Global

Crypto.com is a long running crypto trading app with earn features

Payouts: Weekly
Get 0.2% APY
ETH APY Verified

Understanding Ethereum APY

Annual Percentage Yield (APY) represents the real rate of return earned on your Ethereum investments, taking into account the powerful effect of compounding interest. Unlike standard interest rates, APY gives you a highly accurate picture of exactly how much your ETH holdings will grow over the course of a year.

What is a good ETH APY?

Currently, the top platforms in the market offer up to 15% APY on Ethereum. The average yield across all tracked and verified platforms is currently sitting at 3.54%. A "good" APY typically meets or exceeds this average, but experienced investors know it's crucial to balance absolute yield against factors such as platform security reputation, required lockup periods, and hidden fee structures.

How to Maximize Your Ethereum Returns

  • 1
    Compare Top Rates Frequently: Crypto platform liquidity needs change constantly. The table above provides real-time comparisons so you always know who is offering the highest ETH yields today.
  • 2
    Look for Daily Compounding: Ensure the platform compounds daily or weekly rather than monthly. More frequent compounding leads to a significantly higher effective APY over a multi-year timeline.
  • 3
    Understand Terms & Conditions: Some of the absolute highest advertised ETH APY rates require locking your funds entirely for 30, 90, or even 365 days. If you require deep liquidity or flexibility, look for "Flexible Terms" despite marginally lower APYs.

Frequently Asked Questions

What is APY in crypto?

APY, or Annual Percentage Yield, is the projected rate of return earned on an investment over a year, taking into account the effect of compounding interest. In crypto, APY represents the amount you earn by staking, lending, or holding your assets in a yield-generating account.

APR vs. APY: What's the difference?

APR (Annual Percentage Rate) is the simple interest rate you earn over a year without accounting for compounding. APY includes compounding interest, meaning your earned interest is added to your principal balance—generating even more interest.

Is Ethereum APY guaranteed?

No. Most crypto yield rates fluctuate based on market conditions, platform liquidity, and the overall supply and demand for ETH. Rates can change dynamically, so it's important to monitor your yields across multiple platforms.

How safe are top APY platforms?

Crypto platforms fall into different categories such as CeFi (Centralized Finance) and DeFi (Decentralized Finance). Each carries specific risks including smart contract bugs, platform insolvency, and custodial risk. Always research a platform's reputation and security history.