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Bitfinex vs Figure Markets
Compare rates, fees, access, and key features side by side.
Bitfinex
Quick takeBitfinex provides two separate ways to earn: proof-of-stake rewards and peer-to-peer funding for margin traders. Funding gives customers con...
Score3.9Our editors score every platform independently. Partnerships never influence the rating.
VS
Figure Markets
Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
Bitfinex
Figure Markets
Founded
Bitfinex2012
Figure Markets2018
Headquarters
BitfinexBritish Virgin Islands
Figure MarketsSan Francisco, CA
Availability
BitfinexWorldwide, excluding US
Figure MarketsWorldwide
Fees & Financial
Bonus
Bitfinex6% discount on fees
Figure Markets$50 bonus when you deposit $500 within 30 days
Token
Bitfinex
Figure MarketsYLDS
Compounding
BitfinexNo
Figure MarketsYes
Payouts
BitfinexWeekly
Figure MarketsMonthly
Fees
BitfinexYes
Figure Markets
Lockup
Bitfinex
Figure Markets
Maker Fee
Bitfinex0.1
Figure Markets
Taker Fee
Bitfinex0.2
Figure Markets
Cryptocurrency Rates
BTC Rate
Bitfinex1.98%
Figure Markets
BTC Max
Bitfinex
Figure Markets
ETH Rate
Bitfinex
Figure Markets1%
ETH Max
Bitfinex3%
Figure Markets
Stablecoin Rate
Bitfinex
Figure Markets3.85%
Bitfinex
ReviewPros
- Peer-to-peer funding lets customers choose offered rates and terms.
- Lending Pro can automate funding offers within customer-set rules.
- Staking and lending are presented as separate products with different return sources.
Cons
- Bitfinex takes 15% of ordinary funding income.
- Funding adds borrower, collateral, and liquidation-system risk.
- The platform is unavailable to U.S. customers.
Figure Markets
ReviewPros
- Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
- Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.
Cons
- Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
- YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.
