USDC
USDT
Bitcoin
Ethereum
Crypto.com vs Wirex
Compare rates, fees, access, and key features side by side.
Crypto.com
Quick takeCrypto.com offers several earning routes inside a broad trading and payments app, but the product menu requires careful reading. Crypto Earn...
Score3.8Our editors score every platform independently. Partnerships never influence the rating.
VS
Wirex
Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...
Score4.3Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
Crypto.com
Wirex
Founded
Crypto.com2016
Wirex2014
Headquarters
Crypto.comHong Kong
WirexLondon, UK
Availability
Crypto.comWorldwide, all US states except NY
WirexWorldwide, excluding NY
Fees & Financial
Bonus
Crypto.comEarn up to $100 of CRO
Wirex
Token
Crypto.comCRO
WirexWXT
Compounding
Crypto.comNo
WirexYes
Payouts
Crypto.comWeekly
WirexWeekly
Fees
Crypto.comYes
Wirex
Lockup
Crypto.comNone (flexible), 1 month, 3 months
WirexNone
Maker Fee
Crypto.com
Wirex
Taker Fee
Crypto.com
Wirex
Cryptocurrency Rates
BTC Rate
Crypto.com0.2%
Wirex
BTC Max
Crypto.com
Wirex
ETH Rate
Crypto.com0.2%
Wirex
ETH Max
Crypto.com
Wirex
Stablecoin Rate
Crypto.com0.5%
Wirex6%
Crypto.com
ReviewPros
- Flexible, one-month, and three-month Crypto Earn terms are available for multiple assets.
- Earn Plus provides a separate stablecoin option without the ordinary tiered-reward quota.
- Rewards generally accrue daily and are distributed weekly.
Cons
- The best rates may require a higher Level Up tier and a 365-day CRO stake or lockup.
- Rates vary by asset, term, deposit tier, account level, and jurisdiction, making headline rates difficult to compare.
- Fixed-term funds are unavailable until maturity, and promotional Flash Rewards are not offered to U.S. residents.
Wirex
ReviewPros
- Competitive rates for crypto
Cons
- Earn achieved by converting to DAI internally
- X-Account rates vary by coin
