USDC
USDT
Bitcoin
Ethereum
Figure Markets vs iTrustCapital
Compare rates, fees, access, and key features side by side.
Figure Markets
Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
VS
iTrustCapital
iTrustCapital is a U.S.-based platform that allows individuals to buy, sell, and hold cryptocurrencies and precious metals within self-directed retire...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
Figure Markets
iTrustCapital
Founded
Figure Markets2018
iTrustCapital2018
Headquarters
Figure MarketsSan Francisco, CA
iTrustCapitalIrvine, CA
Availability
Figure MarketsWorldwide
iTrustCapitalUSA
Fees & Financial
Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
iTrustCapital$100 bonus with $1000 deposit
Token
Figure MarketsYLDS
iTrustCapital
Compounding
Figure MarketsYes
iTrustCapitalYes
Payouts
Figure MarketsMonthly
iTrustCapitalMonthly
Fees
Figure Markets
iTrustCapitalNone
Lockup
Figure Markets
iTrustCapitalStaking
Maker Fee
Figure Markets
iTrustCapital
Taker Fee
Figure Markets
iTrustCapital
Cryptocurrency Rates
BTC Rate
Figure Markets
iTrustCapital
BTC Max
Figure Markets
iTrustCapital
ETH Rate
Figure Markets1%
iTrustCapital2.25%
ETH Max
Figure Markets
iTrustCapital
Stablecoin Rate
Figure Markets3.85%
iTrustCapital2%
Figure Markets
ReviewPros
- Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
- Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.
Cons
- Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
- YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.
iTrustCapital
ReviewPros
- Multiple tax advantaged crypto account options
Cons
- USD withdraws only (non-crypto)
- USDC must be bought within the platforms
