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Kraken vs PayPal
Compare rates, fees, access, and key features side by side.
Kraken
Quick takeKraken is a custodial crypto exchange offering flexible staking, bonded staking, and Auto Earn for eligible assets and regions. Flexible pro...
Score4.3Our editors score every platform independently. Partnerships never influence the rating.
Popular150 recent visitors
VS
PayPal
PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
Kraken
PayPal
Founded
Kraken2011
PayPal1998
Headquarters
KrakenSan Francisco, CA
PayPalSan Jose, CA
Availability
KrakenAvailable in supported jurisdictions; U.S. restrictions include Maine and New York. Assets and funding vary by location.
PayPalWorldwide
Fees & Financial
Bonus
Kraken$10 BTC + 10% fee discount
PayPal$10 bonus
Token
Kraken
PayPalPYUSD
Compounding
KrakenNo
PayPalNo
Payouts
KrakenWeekly
PayPal
Fees
KrakenYes
PayPal
Lockup
Kraken
PayPalNone
Maker Fee
Kraken0.4
PayPal
Taker Fee
Kraken0.8
PayPal
Cryptocurrency Rates
BTC Rate
Kraken0.02%
PayPal
BTC Max
Kraken
PayPal
ETH Rate
Kraken
PayPal
ETH Max
Kraken2.44%
PayPal
Stablecoin Rate
Kraken3.75%
PayPal4%
Kraken
ReviewPros
- Supports flexible and bonded staking across a broad selection of assets, with rewards paid weekly.
- Auto Earn can keep eligible assets available for trading or withdrawal while automatically allocating them to supported rewards programs.
Cons
- Flexible Staking and Auto Earn generally deduct 30% of rewards, while the entry bonded tier deducts 25%.
- Flexible staking may generate rewards on only up to half of the selected balance for assets with an unbonding period.
PayPal
ReviewPros
- Integrated with existing PayPal account
- Mainstream-friendly onboarding
Cons
- PYUSD only
- Lower rates than dedicated crypto platforms
