USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Arch Lending
Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...
Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
VS
General
Platform
Arch Lending 
Figure Markets 
Founded
Arch Lending 2022
Figure Markets 2018
Headquarters
Arch Lending New York, NY
Figure Markets San Francisco, CA
Availability
Arch Lending US
Figure Markets Worldwide
Fees & Financial
Bonus
Arch Lending
Figure Markets $50 bonus when you deposit $500 within 30 days
Token
Arch Lending
Figure Markets YLDS
Compounding
Arch Lending No
Figure Markets Yes
Payouts
Arch Lending
Figure Markets Monthly
Fees
Arch Lending
Figure Markets
Lockup
Arch Lending
Figure Markets
Maker Fee
Arch Lending
Figure Markets
Taker Fee
Arch Lending
Figure Markets
Cryptocurrency Rates
BTC Rate
Arch Lending
Figure Markets
BTC Max
Arch Lending
Figure Markets
ETH Rate
Arch Lending
Figure Markets 1%
ETH Max
Arch Lending
Figure Markets
Stablecoin Rate
Arch Lending
Figure Markets 7.9%
Arch Lending
Full Review →Unique Pros
- Multi-asset collateral accepted (BTC, ETH, SOL)
- No credit checks required
Key Cons
- Loans only, no earn product
Figure Markets
Full Review →Unique Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Key Cons
- Product is more complicated (i.e. a direct marketplace)