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Figure Markets
Bitcoin IRA

Bitcoin IRA

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

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General

Platform
Bitcoin IRA logo
Fido logo
Founded
Bitcoin IRA 2015
Fido 2025
Headquarters
Bitcoin IRA Sherman Oaks, CA
Fido
Availability
Bitcoin IRA Worldwide
Fido Worldwide

Fees & Financial

Bonus
Bitcoin IRA
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
Bitcoin IRA
Fido
Compounding
Bitcoin IRA Yes
Fido Yes
Payouts
Bitcoin IRA Monthly
Fido Every second
Fees
Bitcoin IRA Yes
Fido None
Lockup
Bitcoin IRA None
Fido None
Maker Fee
Bitcoin IRA
Fido
Taker Fee
Bitcoin IRA
Fido

Cryptocurrency Rates

BTC Rate
Bitcoin IRA 2%
Fido
BTC Max
Bitcoin IRA
Fido
ETH Rate
Bitcoin IRA 2%
Fido
ETH Max
Bitcoin IRA
Fido
Stablecoin Rate
Bitcoin IRA
Fido 10%

Bitcoin IRA

Full Review →

Unique Pros

  • Traditional retirement account tax benefits
  • Native staking support added

Key Cons

  • Requires 10k deposit minimum

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused