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Bitvavo vs EXMO

Compare rates, fees, access, and key features side by side.

Bitvavo

Bitvavo

Quick takeBitvavo is a European exchange with automatic flexible staking, fixed staking, and lending. The useful distinction is that Bitvavo publishes...

Score4.3
VS
EXMO

EXMO

Quick takeEXMO Earn offers flexible and fixed plans across major cryptocurrencies and stablecoins. Flexible plans pay daily, compound automatically, a...

Score3.9

Trading costs and documented exchange features

Spot fee estimates use CIR’s tracked maker/taker data. Funding, spread, slippage and withdrawal charges are additional. Simple buys and recurring orders may use different pricing.

Exchange trading fee examples and sourced product features
CompareBitvavoEXMO
$25 spot taker orderNot verifiedNot verified
$100 spot taker orderNot verifiedNot verified
$500 spot taker orderNot verifiedNot verified
Fee scheduleNo verified spot scheduleNo verified spot schedule
Recurring buys from EUR balance

Automatic purchases use your euro balance. Fund the balance before the scheduled purchase.

Source · checked September 9, 2026
Not verified

“Not verified” means CIR has no current evidence for this comparison, not that the exchange lacks the feature.

Explore exchange rankings by use case →

General

Platform
Bitvavologo
EXMOlogo
Founded
Bitvavo2018
EXMO2014
Headquarters
BitvavoNetherlands
EXMOLondon, UK
Availability
BitvavoEU only
EXMOWorldwide

Fees & Financial

Bonus
Bitvavo
EXMO$2 in BTC
Token
Bitvavo
EXMOEXM
Compounding
BitvavoYes
EXMONo
Payouts
BitvavoWeekly
EXMO
Fees
BitvavoVaries
EXMO
Lockup
BitvavoNone
EXMO
Maker Fee
Bitvavo0.25
EXMO0.3
Taker Fee
Bitvavo0.25
EXMO0.3

Cryptocurrency Rates

BTC Rate
Bitvavo0.02%
EXMO0.2%
BTC Max
Bitvavo
EXMO
ETH Rate
Bitvavo
EXMO1.2%
ETH Max
Bitvavo2%
EXMO
Stablecoin Rate
Bitvavo
EXMO

Bitvavo

Review

Pros

  • Published Earn rates already reflect Bitvavo’s service fee.
  • Flexible rewards are calculated daily and normally paid each Monday.
  • Eligible balances can remain available to sell or withdraw in flexible products.

Cons

  • Some Earn returns come from lending to professional counterparties rather than staking.
  • Fixed Staking prevents access to the asset for the selected term.
  • The service is limited mainly to eligible European customers.

EXMO

Review

Pros

  • Flexible Earn pays daily, compounds automatically, and permits partial withdrawals.
  • EXMO identifies Gearbox and other DeFi protocols as material yield sources.
  • Existing fixed contracts retain their agreed rate through maturity after schedule changes.

Cons

  • Early cancellation of Fixed Earn forfeits all rewards.
  • Higher fixed rates may require holding substantial amounts of EXM.
  • DeFi lending adds smart-contract, borrower, and liquidity risks.