USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
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EarnPark
EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...
Backpack
Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...
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General
Platform
EarnPark 
Backpack 
Founded
EarnPark 2022
Backpack 2022
Headquarters
EarnPark UK
Backpack Tokyo, Japan
Availability
EarnPark Worldwide (services limited in the US)
Backpack Worldwide (lending unavailable in US, a few states restricted)
Fees & Financial
Bonus
EarnPark
Backpack
Token
EarnPark
Backpack
Compounding
EarnPark Yes
Backpack Yes
Payouts
EarnPark Daily
Backpack
Fees
EarnPark Yes (network fees)
Backpack
Lockup
EarnPark None
Backpack Unbonding period applies
Maker Fee
EarnPark
Backpack 0.08
Taker Fee
EarnPark
Backpack 0.1
Cryptocurrency Rates
BTC Rate
EarnPark 5%
Backpack 0.03%
BTC Max
EarnPark 10%
Backpack
ETH Rate
EarnPark 4%
Backpack 0.86%
ETH Max
EarnPark 5%
Backpack
Stablecoin Rate
EarnPark 5%
Backpack
EarnPark
Full Review →Unique Pros
- Good interest rates
- Wide amount of supported assets
Key Cons
- Rates will fluctuate
- Multiple yield strategies may be confusing and earn differently
- Some strategies may be hard capped
Backpack
Full Review →Unique Pros
- Fully regulated in multiple jurisdictions
- Solana-native with strong ecosystem
Key Cons
- Lending rates are dynamic and can be low
- Newer platform