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Figure Markets
Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

APX Lending

APX Lending

APX Lending is a North America–focused crypto-backed lending platform that enables borrowers to unlock liquidity from their digital assets without sel...

VS

General

Platform
Fido logo
APX Lending logo
Founded
Fido 2025
APX Lending 2022
Headquarters
Fido
APX Lending Toronto, Canada
Availability
Fido Worldwide
APX Lending US and Canada

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
APX Lending
Token
Fido
APX Lending
Compounding
Fido Yes
APX Lending No
Payouts
Fido Every second
APX Lending
Fees
Fido None
APX Lending
Lockup
Fido None
APX Lending
Maker Fee
Fido
APX Lending
Taker Fee
Fido
APX Lending

Cryptocurrency Rates

BTC Rate
Fido
APX Lending
BTC Max
Fido
APX Lending
ETH Rate
Fido
APX Lending
ETH Max
Fido
APX Lending
Stablecoin Rate
Fido 10%
APX Lending

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

APX Lending

Full Review →

Unique Pros

  • BTC and ETH-backed loans available

Key Cons

  • Loans only, no earn product
  • Limited geographic availability