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Figure Markets
Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Axal

Axal

Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. Users deposit stablecoins, and Axal’s system autom...

VS

General

Platform
Fido logo
Axal logo
Founded
Fido 2025
Axal 2023
Headquarters
Fido
Axal New York, NY
Availability
Fido Worldwide
Axal Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Axal 2% boost for 3 months
Token
Fido
Axal
Compounding
Fido Yes
Axal Yes
Payouts
Fido Every second
Axal Varies
Fees
Fido None
Axal Gas fees only
Lockup
Fido None
Axal None
Maker Fee
Fido
Axal
Taker Fee
Fido
Axal

Cryptocurrency Rates

BTC Rate
Fido
Axal
BTC Max
Fido
Axal
ETH Rate
Fido
Axal
ETH Max
Fido
Axal
Stablecoin Rate
Fido 10%
Axal 6%

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

Unique Pros

  • Non-custodial with automated DeFi routing
  • No manual rebalancing required

Key Cons

  • Rates variable based on DeFi conditions
  • Stablecoin-only focus