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Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Clave

Clave

Clave is a self-custodial smart wallet launched in 2023, headquartered in London. It combines DeFi yield opportunities with everyday usability like pa...

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General

Platform
Fido logo
Clave logo
Founded
Fido 2025
Clave 2023
Headquarters
Fido
Clave London, UK
Availability
Fido Worldwide
Clave Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Clave
Token
Fido
Clave
Compounding
Fido Yes
Clave No
Payouts
Fido Every second
Clave
Fees
Fido None
Clave
Lockup
Fido None
Clave None
Maker Fee
Fido
Clave
Taker Fee
Fido
Clave

Cryptocurrency Rates

BTC Rate
Fido
Clave
BTC Max
Fido
Clave
ETH Rate
Fido
Clave 4.5%
ETH Max
Fido
Clave
Stablecoin Rate
Fido 10%
Clave 9.5%

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

Unique Pros

  • Self-custody with biometric security
  • Everyday payment features built in

Key Cons

  • DeFi rates fluctuate
  • Limited chain support