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Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Lune

Lune

Lune.fi positions itself as a crypto exchange and liquidity aggregator with a focus on delivering competitive trading rates and high-yield income oppo...

VS

General

Platform
Fido logo
Lune logo
Founded
Fido 2025
Lune 2021
Headquarters
Fido
Lune Grenadines
Availability
Fido Worldwide
Lune Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Lune
Token
Fido
Lune
Compounding
Fido Yes
Lune No
Payouts
Fido Every second
Lune Daily
Fees
Fido None
Lune Gas/on-chain transaction fees
Lockup
Fido None
Lune 1-360 days
Maker Fee
Fido
Lune 0.06
Taker Fee
Fido
Lune 0.15

Cryptocurrency Rates

BTC Rate
Fido
Lune
BTC Max
Fido
Lune
ETH Rate
Fido
Lune 14%
ETH Max
Fido
Lune 21.5%
Stablecoin Rate
Fido 10%
Lune 18%

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

Unique Pros

  • High yield rates
  • Interest accrues daily
  • No KYC required under $25k

Key Cons

  • Early withdraw forfeits accrued interest