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Figure Markets
Krak

Krak

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...

VS

General

Platform
Krak logo
Wirex logo
Founded
Krak 2025
Wirex 2014
Headquarters
Krak San Francisco, CA
Wirex London, UK
Availability
Krak Worldwide
Wirex Worldwide, excluding NY

Fees & Financial

Bonus
Krak $10 bonus after $10 deposit with code: CIR
Wirex
Token
Krak
Wirex WXT
Compounding
Krak Yes
Wirex Yes
Payouts
Krak Weekly
Wirex Weekly
Fees
Krak None
Wirex
Lockup
Krak None
Wirex None
Maker Fee
Krak
Wirex
Taker Fee
Krak
Wirex

Cryptocurrency Rates

BTC Rate
Krak 0.1%
Wirex
BTC Max
Krak
Wirex
ETH Rate
Krak 1%
Wirex
ETH Max
Krak
Wirex
Stablecoin Rate
Krak 3.6%
Wirex

Unique Pros

  • Simple, fee-free and rewarding app to manage crypto payments
  • Pays interest rewards on most coins
  • No lock ups

Key Cons

  • Rates are modest
  • New app with limited features vs full Kraken

Unique Pros

  • Competitive rates for crypto

Key Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin