USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Nook
Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...
Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
VS
General
Platform
Nook 
Figure Markets 
Founded
Nook 2025
Figure Markets 2018
Headquarters
Nook Austin, TX
Figure Markets San Francisco, CA
Availability
Nook Worldwide
Figure Markets Worldwide
Fees & Financial
Bonus
Nook 1% boost with promo code: CIR
Figure Markets $50 bonus when you deposit $500 within 30 days
Token
Nook
Figure Markets YLDS
Compounding
Nook No
Figure Markets Yes
Payouts
Nook Every 16 seconds
Figure Markets Monthly
Fees
Nook
Figure Markets
Lockup
Nook None
Figure Markets
Maker Fee
Nook
Figure Markets
Taker Fee
Nook
Figure Markets
Cryptocurrency Rates
BTC Rate
Nook
Figure Markets
BTC Max
Nook
Figure Markets
ETH Rate
Nook
Figure Markets 1%
ETH Max
Nook
Figure Markets
Stablecoin Rate
Nook 7.6%
Figure Markets 7.9%
Nook
Full Review →Unique Pros
- US-regulated access to DeFi lending
- Simple, clean app interface
Key Cons
- USDC only
- Rates are variable
Figure Markets
Full Review →Unique Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Key Cons
- Product is more complicated (i.e. a direct marketplace)