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Figure Markets
PayPal

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

Nook

Nook

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

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General

Platform
PayPal logo
Nook logo
Founded
PayPal 1998
Nook 2025
Headquarters
PayPal San Jose, CA
Nook Austin, TX
Availability
PayPal Worldwide
Nook Worldwide

Fees & Financial

Bonus
PayPal $10 bonus
Nook 1% boost with promo code: CIR
Token
PayPal PYUSD
Nook
Compounding
PayPal No
Nook No
Payouts
PayPal
Nook Every 16 seconds
Fees
PayPal
Nook
Lockup
PayPal None
Nook None
Maker Fee
PayPal
Nook
Taker Fee
PayPal
Nook

Cryptocurrency Rates

BTC Rate
PayPal
Nook
BTC Max
PayPal
Nook
ETH Rate
PayPal
Nook
ETH Max
PayPal
Nook
Stablecoin Rate
PayPal 4%
Nook 7.6%

Unique Pros

  • Integrated with existing PayPal account
  • Mainstream-friendly onboarding

Key Cons

  • PYUSD only
  • Lower rates than dedicated crypto platforms

Unique Pros

  • US-regulated access to DeFi lending
  • Simple, clean app interface

Key Cons

  • USDC only
  • Rates are variable