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Figure Markets
Pyra

Pyra

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

Coinbase

Coinbase

Coinbase is one of the most popular centralized crypto exchanges. In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with require...

VS

General

Platform
Pyra logo
Coinbase logo
Founded
Pyra 2024
Coinbase 2012
Headquarters
Pyra
Coinbase Wilmington, DE
Availability
Pyra Worldwide
Coinbase 100+ countries

Fees & Financial

Bonus
Pyra 1,000 points and 10% less fees with code: CIR
Coinbase
Token
Pyra
Coinbase
Compounding
Pyra Yes
Coinbase No
Payouts
Pyra
Coinbase Varies
Fees
Pyra None
Coinbase Yes
Lockup
Pyra None
Coinbase None
Maker Fee
Pyra
Coinbase 0.5
Taker Fee
Pyra
Coinbase 0.5

Cryptocurrency Rates

BTC Rate
Pyra
Coinbase
BTC Max
Pyra
Coinbase
ETH Rate
Pyra
Coinbase 1.89%
ETH Max
Pyra
Coinbase
Stablecoin Rate
Pyra 4.6%
Coinbase 0%

Unique Pros

  • Capital gains/tax efficiency
  • Multiple stablecoins supported

Key Cons

  • Deposits must be on Solana chain

Unique Pros

  • Full exchange functionality
  • Popular, highly trusted
  • Publicly traded company

Key Cons