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Figure Markets
Pyra

Pyra

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

Krak

Krak

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

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General

Platform
Pyra logo
Krak logo
Founded
Pyra 2024
Krak 2025
Headquarters
Pyra
Krak San Francisco, CA
Availability
Pyra Worldwide
Krak Worldwide

Fees & Financial

Bonus
Pyra 1,000 points and 10% less fees with code: CIR
Krak $10 bonus after $10 deposit with code: CIR
Token
Pyra
Krak
Compounding
Pyra Yes
Krak Yes
Payouts
Pyra
Krak Weekly
Fees
Pyra None
Krak None
Lockup
Pyra None
Krak None
Maker Fee
Pyra
Krak
Taker Fee
Pyra
Krak

Cryptocurrency Rates

BTC Rate
Pyra
Krak 0.1%
BTC Max
Pyra
Krak
ETH Rate
Pyra
Krak 1%
ETH Max
Pyra
Krak
Stablecoin Rate
Pyra 4.6%
Krak 3.6%

Unique Pros

  • Capital gains/tax efficiency
  • Multiple stablecoins supported

Key Cons

  • Deposits must be on Solana chain

Unique Pros

  • Simple, fee-free and rewarding app to manage crypto payments
  • Pays interest rewards on most coins
  • No lock ups

Key Cons

  • Rates are modest
  • New app with limited features vs full Kraken