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Figure Markets
River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

Ember Fund

Ember Fund

Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...

VS

General

Platform
River logo
Ember Fund logo
Founded
River 2019
Ember Fund 2018
Headquarters
River USA
Ember Fund Los Angeles, USA
Availability
River US only, excluding NY and NV
Ember Fund Worldwide

Fees & Financial

Bonus
River Earn up to $100 in BTC
Ember Fund Earn more free SATS every hour with referral code: MNGA4WAVIBY
Token
River
Ember Fund
Compounding
River No
Ember Fund No
Payouts
River Monthly
Ember Fund
Fees
River None
Ember Fund
Lockup
River
Ember Fund
Maker Fee
River
Ember Fund
Taker Fee
River
Ember Fund

Cryptocurrency Rates

BTC Rate
River
Ember Fund
BTC Max
River
Ember Fund
ETH Rate
River
Ember Fund
ETH Max
River
Ember Fund
Stablecoin Rate
River
Ember Fund

Unique Pros

  • USD interest paid out in BTC (unique)
  • FDIC-insured cash deposits

Key Cons

  • US only
  • Bitcoin-only, no altcoin support

Unique Pros

  • Free BTC with daily mining rewards
  • You can earn yield with a variety of "portfolios" offered in app

Key Cons

  • Daily rewards are small
  • Gamified model may not suit all users