CIR animation

We compare platforms & may earn a commission. Learn more.

Figure Markets
River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

Lantern Finance

Lantern Finance

Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...

VS

General

Platform
River logo
Lantern Finance logo
Founded
River 2019
Lantern Finance 2023
Headquarters
River USA
Lantern Finance Las Vegas, NV
Availability
River US only, excluding NY and NV
Lantern Finance Worldwide

Fees & Financial

Bonus
River Earn up to $100 in BTC
Lantern Finance
Token
River
Lantern Finance
Compounding
River No
Lantern Finance No
Payouts
River Monthly
Lantern Finance
Fees
River None
Lantern Finance
Lockup
River
Lantern Finance
Maker Fee
River
Lantern Finance
Taker Fee
River
Lantern Finance

Cryptocurrency Rates

BTC Rate
River
Lantern Finance
BTC Max
River
Lantern Finance
ETH Rate
River
Lantern Finance
ETH Max
River
Lantern Finance
Stablecoin Rate
River
Lantern Finance

Unique Pros

  • USD interest paid out in BTC (unique)
  • FDIC-insured cash deposits

Key Cons

  • US only
  • Bitcoin-only, no altcoin support

Lantern Finance

Full Review →

Unique Pros

  • Supports many collateral coins (BTC, ETH, SOL, LTC, DOGE)
  • US-based

Key Cons

  • Loans only, no earn product
  • Newer platform, limited track record