CIR animation

We compare platforms & may earn a commission. Learn more.

Figure Markets
YouHodler

YouHodler

YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...

Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...

VS

General

Platform
YouHodler logo
Wirex logo
Founded
YouHodler 2018
Wirex 2014
Headquarters
YouHodler Switzerland, Cyprus
Wirex London, UK
Availability
YouHodler Not available in the US/Canada
Wirex Worldwide, excluding NY

Fees & Financial

Bonus
YouHodler
Wirex
Token
YouHodler
Wirex WXT
Compounding
YouHodler Yes
Wirex Yes
Payouts
YouHodler Weekly
Wirex Weekly
Fees
YouHodler Yes
Wirex
Lockup
YouHodler None
Wirex None
Maker Fee
YouHodler
Wirex
Taker Fee
YouHodler
Wirex

Cryptocurrency Rates

BTC Rate
YouHodler 4%
Wirex
BTC Max
YouHodler
Wirex
ETH Rate
YouHodler 4%
Wirex
ETH Max
YouHodler
Wirex
Stablecoin Rate
YouHodler 6%
Wirex

Unique Pros

  • Compounding interest
  • No lockups
  • Wide coin support

Key Cons

  • Improved rates require minimum trading volumes
  • No signup bonus

Unique Pros

  • Competitive rates for crypto

Key Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin